4 Basic HMDA Fair Lending Questions You Need to Answer
You need to answer these 4 basic questions as you analyze HMDA data, which we discussed at the Michigan Bankers Association BEST conference this week.
9 Fair Lending Exam Triggers & 4 Compliance Tips from the NCUA
Check out this blog that includes 7 fair lending exam triggers, plus more than 10 fair lending compliance best practices!
6 Tips for Managing Exceptions & Lowering Your Fair Lending Risk
Do you know the six key risks of exception management to assess for Fair Lending compliance? Check them out here, and get actionable best practices.
9 Essential Steps of Fair Lending Indirect Auto Analysis
Check out the 9 essential steps for effective Indirect Auto Fair Lending analysis, and learn how to identify and mitigate your risk.
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3 Reasons Why BSA/AML Risk Assessments Are Essential for Compliance
Find out why it's important to conduct a BSA / AML compliance risk assessment, and get a risk-free, no-obligation consultation today.
Maternity Leave & Fair Lending: 3 Lessons from Wells Fargo Settlement
HUD's recent $5 million settlement with Wells Fargo provides three critical lessons Fair Lending maternity leave risk, and sample policy. Read here:
3 Ways Marketing Plays a Key Role in Fair Lending Compliance
Marketing is one of the primary risk areas for Fair Lending. Check out the 3 ways marketing is critical to compliance, and how to assess risk.
Why Benchmarks Matter: Is Your Fair Lending Analysis Short or Tall?
Comparing your HMDA data to benchmarks provides critical insight. Read on to learn more about benchmarks, and 5 common Fair Lending risks.
3 Simple Strategies to Avoid CRA, Fair Lending, and Redlining Risk
Read to learn the 3 simple strategies we recommend for avoiding Fair Lending & CRA compliance surprises, especially with regard to redlining.
Are Your Underwriting Policies Creating Fair Lending Risk?
Recent settlements provide key insights about underwriting, disability income and ATR. Sample HUD-approved policy language included.
3 Simple Tips to Manage UDAAP Compliance Risk
UDAAP compliance is a major issue, and effectively managing risk will be critical. Also introducing UDAAP RiskCheck compliance risk assessment.
6 Questions to Test Your Compliance Culture
Compliance culture is critical for regulatory compliance. Evaluate your financial institution's compliance culture with this free-self assessment.
Here is HMDA Plus: What You Need to Know About the Changes
The CFPB just released a new HMDA rule proposal. Here's what you need to know about the upcoming changes for mortgage lending.
7 Key Fair Lending & UDAAP Reminders from the CFPB
7 key Fair Lending & UDAAP compliance lessons from the CFPB enforcement action with GE Capital Retail Bank.
3 Key Topics of the ABA Regulatory Compliance Conference
See us at Booth 410 at ABA Regulatory Compliance Conference! Here are 3 key topics we'll be exploring.
Auto Lending's Dangerous Trio of Fair Lending Risk Factors
Auto Lending: Discretion on dealer markups, dealer compensation, and disparities in pricing are a dangerous trio of Fair Lending risk factors
5 Elements of Exception Policies Needed for Fair Lending Compliance
The recent CFPB Supervisory Highlights report shows the importance of a strong CMS, particularly loan exception management policies.
3 Fair Lending Settlements Provide 5 Industry Reminders
The compliance regulators telegraph five fair lending tips through recent DOJ settlements. How does your institution's compliance program stack up?
3 Steps to a Proficient Risk Assessment
A compliance risk assessment helps focus the financial institution on the most important areas of risk. The common three steps are outlined.
Survive the Compliance Tsunami - Examiner Insights on Risk Assessments
The best way to deal with compliance is to prioritize. The best way to prioritize is with a risk assessment. Are you properly assessing your risk?
3 Fair Lending Exams Defined - Which is Your Flavor?
The CFPB quietly published its baseline review modules for Fair Lending. Which flavor exam will you receive from your regulator?
7 Levels of Fair Lending Training Success - How Do You Compare?
Compare your existing fair lending training program to the industry's best practices. Use the self-assessment tool to compare your current standing.
5 Settlements, 1 Lesson on Fair Lending Risk and Maternity Leave
This is the one lesson you need to know about maternity leave-related Fair Lending complex, as illustrated by five recent settlements.
4 Fair Lending Best Practices - Proactively Address Risk
The four fair lending best practices outlined by the NCUA: Written Policies; Regular Risk Assessments; Consistent Monitoring; Stay Current.
10 Questions for Third-Party Compliance
The financial institution's senior management must actively manage third-party relationships. Here are 10 quick questions to gauge your risk.
Recent Fair Lending Settlement and Community Banks: 3 Conclusions
Texas Champion Bank settles Fair Lending complaint regarding consumer lending to Hispanics.
$2m Fair Lending Bias Settlement - Loan Policies & Disparate Impact
Fair Lending continues to garner regulatory attention as evidenced by the Luther Burbank Savings settlement with the Justice Department.
6 Keys to CRA Community Development Success Told With BBQ Sauce
Managing CRA and Community Development is like Carolina BBQ sauce; we'll define 6 key best practices for success.
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GFI's Fair Lending Lawsuit Underscores “Beware-the-Double-D” Warning
The Fair Lending lawsuit filed last week against GFI Mortgage Bankers is a reminder that Fair Lending compliance isn't just for banks.
How to Avoid the Pitfalls Hiding in Your HMDA Data
Here's 3 tips for how banks and lenders nationwide can avoid Fair Lending pitfalls.