Ncontracts Secures Growth Equity Investment from Mainsail Partners
Ncontracts Secures Growth Equity Investment from Mainsail Partners
Prep for a CRA Compliance Exam: 9 Steps to Success
These nine important steps will help you prepare for a Community Reinvestment Act evaluation and improve your CRA compliance program.
4 Basic HMDA Fair Lending Questions You Need to Answer
You need to answer these 4 basic questions as you analyze HMDA data, which we discussed at the Michigan Bankers Association BEST conference this week.
Don't Let HMDA Data Fade in the Rearview
Now that your HMDA data has been filed, make sure that your data analysis doesn't fade into the rearview. Here are the key areas to explore.
Preparing for 2014 HMDA Submission: 5 Compliance Areas to Explore
The HMDA Submission deadline is fast approaching! Here are 5 HMDA data elements that you need to review for Fair Lending compliance in 2015.
5 Focus Areas for Fair Housing Community Groups: Is Your CMS Ready?
HUD awarded $40 million in grants to fair housing organizations for Fair Lending investigations. Here are the 5 key areas of focus.
3 Ways Marketing Plays a Key Role in Fair Lending Compliance
Marketing is one of the primary risk areas for Fair Lending. Check out the 3 ways marketing is critical to compliance, and how to assess risk.
3 Simple Strategies to Avoid CRA, Fair Lending, and Redlining Risk
Read to learn the 3 simple strategies we recommend for avoiding Fair Lending & CRA compliance surprises, especially with regard to redlining.
The Cullen/Frost Merger Shows that Fair Lending Is Critical to Growth
The recent Cullen/Frost acquisition of WNB Bancshares proves that Fair Lending compliance and M&A due diligence are critical for expansion.
5 Elements of Exception Policies Needed for Fair Lending Compliance
The recent CFPB Supervisory Highlights report shows the importance of a strong CMS, particularly loan exception management policies.
How Benchmarking Data Will Enhance Your HMDA Reporting
Benchmarking data can improve understanding of your loan data and HMDA reporting. Do you know how your HMDA data compares?
CFPB Announces 3 New HMDA Exemption Threshold & Reminder on MSAs
The CFPB released the revised asset-size exemption threshold for depository institutions under Regulation C (which implements HMDA) for 2014.
Survive the Compliance Tsunami - Examiner Insights on Risk Assessments
The best way to deal with compliance is to prioritize. The best way to prioritize is with a risk assessment. Are you properly assessing your risk?
3 Fair Lending Exams Defined - Which is Your Flavor?
The CFPB quietly published its baseline review modules for Fair Lending. Which flavor exam will you receive from your regulator?
60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!
HMDA data is made public every September. Review 5 simple data points to assess your Fair Lending Risk.
CFPB Declares Data-Centric Future with New Strategy. Are You Ready?
CFPB is quickly moving into a data-centric world as evidenced by their strategic plan. Is your compliance management program ready?
7 Reg B Violations: Compare Your Fair Lending Compliance Program
The 7 most common Reg B (Fair Lending) violations as reported by the regulators. How does your program compare?
Fair Lending Reviews Are Now Part of Every Compliance & CRA Exam
Examiners now conduct a fair-lending exam in conjunction with every compliance exam and CRA exam. Are you analyzing you risk?
How to Avoid the Pitfalls Hiding in Your HMDA Data
Here's 3 tips for how banks and lenders nationwide can avoid Fair Lending pitfalls.
Bank Compliance Must Adjust Their Sails
TruPoint Partners is busy adjusting our corporate sails to capture the winds of change for the sole purpose of serving you better.
Please Respond Mr. Geithner
TruPoint Partners celebrates the fact that the Financial Services committee sees that community banks and credit unions are over-burdened and need relief.
Fair Lending and Reverse Redlining... Can Banks Ever Win?
Prior to the mortgage crisis, regulators forced banks to market mortgages to poor minorities with weak credit. Now banks are being persecuted for those loa…
This is Every Community Bank Compliance Officer's Nightmare
The proposed bank merger between Hancock Holding Co. and Whitney Holding Corp. has been challenged on fair lending grounds.