5 Things to Consider Now That 7,700+ Consumer Complaints are Public
The CFPB's Complaint Database now includes consumer narratives. Here are 5 considerations for improving complaint management (plus answers to 7 FAQs)!
A Friendly Reminder about Responding to Direct Regulatory Guidance
When you get direct regulatory guidance, here are the four steps you absolutely need to take - regardless of your institution's size.
Supreme Court Upholds FHA's Disparate Impact Theory
Today the Supreme Court upheld disparate impact theory. Here is a quick summary of the findings, as well as links to additional resources.
5 Key Insights Every Compliance Officer Should Know
Here are 5 key insights about regulatory compliance that all compliance officers need to know and implement, highlighted at 2015's ABA compliance...
4 Emerging Compliance Themes Identified at Day 1 of the ABA RCC
Here are 4 emerging compliance themes, including HMDA Plus and fair banking, identified at the ABA's annual compliance conference.
5 Hot Compliance Topics to Explore at the Upcoming Compliance Conference
Here are 5 hot compliance topics we're looking forward to discussing at the upcoming regulatory compliance conference!
Have a Service Level Agreement (SLA) for Every Vendor
In the world of vendor management, there are very few things that can hurt your financial institution more than declining vendor financial performance.
A Guide to the CFPB's 2015 Fair Lending Report
The CFPB's 2015 Fair Lending report provides some key lessons on HMDA, exceptions policy, auto lending, common violations, and more.
4 Ways Compliance Can Protect Your Institution's Resources
Learn how a stronger third-party risk management system could have mitigated the damage of a CMP for one financial institution.
Prep for a CRA Compliance Exam: 9 Steps to Success
These nine important steps will help you prepare for a Community Reinvestment Act evaluation and improve your CRA compliance program.
12 Compliance Recommendations on Auto Lending from a DOJ Settlement
The DOJ recently shared these 12 recommendations for indirect auto fair lending compliance, based on a recent settlement.
What We Learned about UDAAP & RESPA from Recent Settlements
Learn these important UDAAP and RESPA compliance lessons from recent CFPB settlements, or be doomed to repeat them!
5 Tips for Better Contract Management
Contracts can be the bane of your business, but these 5 tips can help.
New BCP Guidance from the FFIEC
In addition to the already existing 2008 Handbook on Business Continuity Planning (BCP), the FFIEC has just issued a 16 page addendum offering up new BCP
9 Essential Steps of Fair Lending Indirect Auto Analysis
Check out the 9 essential steps for effective Indirect Auto Fair Lending analysis, and learn how to identify and mitigate your risk.
3 Reasons Why BSA/AML Risk Assessments Are Essential for Compliance
Find out why it's important to conduct a BSA / AML compliance risk assessment, and get a risk-free, no-obligation consultation today.
5 Focus Areas for Fair Housing Community Groups: Is Your CMS Ready?
HUD awarded $40 million in grants to fair housing organizations for Fair Lending investigations. Here are the 5 key areas of focus.
Why Benchmarks Matter: Is Your Fair Lending Analysis Short or Tall?
Comparing your HMDA data to benchmarks provides critical insight. Read on to learn more about benchmarks, and 5 common Fair Lending risks.
Are Your Underwriting Policies Creating Fair Lending Risk?
Recent settlements provide key insights about underwriting, disability income and ATR. Sample HUD-approved policy language included.
3 Simple Tips to Manage UDAAP Compliance Risk
UDAAP compliance is a major issue, and effectively managing risk will be critical. Also introducing UDAAP RiskCheck compliance risk assessment.
6 Questions to Test Your Compliance Culture
Compliance culture is critical for regulatory compliance. Evaluate your financial institution's compliance culture with this free-self assessment.
Here is HMDA Plus: What You Need to Know About the Changes
The CFPB just released a new HMDA rule proposal. Here's what you need to know about the upcoming changes for mortgage lending.
Consumer Complaint Management System Best Practices
The CFPB's proposed public database of consumer narratives shows the importance of an effective consumer complaint management system.
7 Key Fair Lending & UDAAP Reminders from the CFPB
7 key Fair Lending & UDAAP compliance lessons from the CFPB enforcement action with GE Capital Retail Bank.
3 Steps to a Proficient Risk Assessment
A compliance risk assessment helps focus the financial institution on the most important areas of risk. The common three steps are outlined.
Survive the Compliance Tsunami - Examiner Insights on Risk Assessments
The best way to deal with compliance is to prioritize. The best way to prioritize is with a risk assessment. Are you properly assessing your risk?
4.5 Fair Lending Trip Wires for Auto Financing
Auto lending is the third largest credit market in the US. Review the Fair Lending Trip Wires and how to assess your institution's risk.
10 Questions for Third-Party Compliance
The financial institution's senior management must actively manage third-party relationships. Here are 10 quick questions to gauge your risk.
4 Classes of Problems - CFPB Focuses on Discrimination & Fair Lending
CFPB looks forward, uses disparate impact theory to fight discrimination and enforce fair lending.
7 New Rules from the CFPB - Are You Ready? (1 of 3)
7 new mortgage lending rule additions/changes from the CFPB that compliance officers and bank leadership must understand.