Top 5 Takeaways from the 2024 Interagency Fair Lending Webinar: Redlining, HMDA Compliance & More
Learn about the emerging fair lending risks regulators are evaluating and effective strategies for mitigating risk.
Consumer Fair Lending Analysis - What's in a Name?
Examiners are conducting Fair Lending comparative analysis using “surrogates” to assign gender and ethnicity.
3½ Questions Before You Change Compliance Policy: Are You a Maverick?
3.5 questions you should always ask before implementing any new regulatory compliance policy. Don't be a Maverick.
What’s An “Abusive” Practice? CFPB Reverts to 2019 Definition
The CFPB has announced its intention to return to broad enforcement of the “abusive acts and practices” element of UDAAP, reverting to the 2019 definition.
Lending in NY State? Make Sure Your Fair Lending CMS Is Strong
The New York Department of Financial Services (NYDFS) has increased its scrutiny of fair lending and redlining this year, making it more...
4 Ways to Relieve the Stress of Being a Compliance Officer
Compliance can feel like a race with no finish line. Here are some sources of stress for a compliance officer and 4 ways on how to relieve it.
The HMDA Submittal Deadline is Almost Here: 4 Questions You Should Not Be Asking
Let us revisit some of the impactful fair lending enforcement actions, fines, and lawsuits of 2020. These blogs break down what went wrong and...
How Robust Is Your Lending Compliance Program?
The best way to accomplish a robust lending compliance program will ensure you can quickly and thoroughly adapt and respond to any lending compliance risk.
Lending Compliance & Non-English Speakers: What You Need to Know
A financial institution that has customers in languages other than English need to consider ECOA, UDAAP, and other lending compliance risks.
Mortgage Company Sued by CFPB After Ignoring Compliance, Audit Warnings & a Whistleblower Complaint
The CFPB is suing a mortgage company in CT for engaging in unlawful mortgage practices that allegedly violated the TILA, FCRA, ECOA, MAP Rule, and CFPA.
Lending Compliance 2021 Outlook: What to Expect from the Biden Administration
How will things change during the Biden Administration? Insiders predict aggressive rule writing and enforcement in our 2021 lending compliance outlook.
Common Credit Union Fair Lending Mistakes & How the NCUA Decides Which Institutes to Examine
What are the most common fair lending mistakes at credit unions? How does the NCUA decide which credit unions will be examined?
A Guide to 2020’s Top Fair Lending Enforcement Actions, Fines, and Lawsuits
Let us revisit some of the impactful fair lending enforcement actions, fines, and lawsuits of 2020. These blogs break down what went wrong and how...
3 Top Takeaways from the 2020 Fair Lending Interagency Webinar
The Federal Reserve hosted representatives at the interagency webinar from the regulatory agencies to share the top 3 fair lending takeaways and trends.
Are You Prepared to Defend Your PPP Lending?
Regulators are examining PPP lending, be sure your financial institution is prepared to defend your loan decisioning.
5 Headlines That Illustrate the Future of CRA Compliance
When it comes to Community Reinvestment Act (CRA) compliance, the pressure is on! Here are 5 headlines that provide a peek at the future of CRA compliance.
5 Major Trends Reshaping Today's Lending Compliance Landscape
The financial landscape is evolving, pushed by compliance pressure and changing consumer behavior. Check out this infographic of 5 trends reshaping lending
9 Key Observations from the 2013 HMDA Data By The Numbers
The Federal Reserve recently released analysis of the 2013 HMDA data release. Here are 9 key observations from the HMDA data analysis.
9 Reasons Why the Best CEOs Will Thank their Compliance Officers
Here are 9 reasons why the best CEOs, managers, and Board are thankful for their compliance team during Thanksgiving, and all 12 months of the year.
15 Key Insights from the CFPB’s 2018 Fair Lending Report [Part One]
The CFPB's released the 2018 Fair Lending Report to Congress in June. Here is the first of our 2-part blog about the regulatory insights you need to know.
A Compliance Officer's "Night Before Christmas" (Original)
We hope that this compliance-themed version of the famous holiday poem brings you joy and good cheer this season!
5 FAQs about CRA and HMDA Transmittal
If you're wondering why you might need a HMDA or CRA transmittal tool, this post is for you! Learn all the basics of the HMDA and CRA transmittal here.
CRA, Fair Lending Compliance Remain Essential in Mergers
CRA compliance is an essential part of any bank's growth strategy, as shown by recent mergers. Here are 5 best practice tips for CRA compliance.
Our Top 5 Compliance Blog Posts of 2014
Here's a roundup of the top 5 compliance blog posts from TRUPOINT in 2014. From HMDA Plus to compliance culture, we've got you covered.
The Essential First Step to Take Before Conducting a Risk Assessment
Navigating top consumer compliance concerns and conducting a compliance risk assessment, you need to take this one essential step.
7 Key Compliance Reminders from the CFPB
Here are 7 key regulatory compliance reminders from the CFPB's annual Supervisory Report, and best practice guidelines. Also get your free eBrief!
2 Essential Steps for Regulatory Compliance Success
Learn the 2 steps that compliance officers need to achieve their goals and a get a free eBrief with regulatory compliance best practices.
Regulator Insights on Fair Lending Risk: 3 Great Reminders
Learn the top 3 Fair Lending compliance hot topics according to regulators, including Fair Lending risk assessments, trip wires, and a strong CMS.
5 Tips to Avoid Being Prioritized for a CFPB Fair Lending Exam
The CFPB's recent Fair Lending report outlined their exam prioritization policies. Here are 5 factors they assess, and how to avoid prioritization.
CFPB’s Latest Fair Lending Report Provides Compliance Insight, Advice
The CFPB's recent Fair Lending report offers compliance insight and advice to lenders who will listen. Here are 5 CFPB Insights and 3 Key Takeaways.