What Is Compliance Risk?
Explore rising compliance risk concerns for financial institutions and how to navigate evolving compliance requirements.
A Guide to Governance for Financial Institutions
Governance is more than following regulations. Learn about the strategic opportunities a strong governance framework can give your institution.
How to Develop an SLA for Third-Party Providers
Understand the best practices and essential elements for creating a service-level agreement (SLA) for third-party vendors.
What is Enterprise Change Management and How Does It Work?
Learn how enterprise change management works, what changes fall under ECM, and how your financial institution can create an ECM plan.
What TD Bank’s Money Laundering Debacle Teaches Us About Underfunding Compliance
What happens when compliance budgets don’t keep up with growing risk? Learn from TD Bank’s money laundering (AML) scandal and how to improve compliance ris…
OCC Emphasizes Risk Management Lifecycles in 2025 Supervisory Priorities
The risk management life cycle is front and center for operational and compliance risk in the OCC’s 2025 supervisory priories for banks .
Reducing Risk with Consumer Complaint Management
The only thing worse than a consumer complaint is a consumer complaint that’s ignored and never addressed.
What is Dynamic Risk Management and How Does It Work?
Learn how dynamic risk management (DRM) can help financial institutions update risk assessments and address evolving compliance risks.
Advice for Compliance Officers: How to Foster Productive Business Relationships
How can compliance professionals build productive relationships with the board, management, and business units? You can find out in our new article.
Top 10 Reasons Why Compliance Officers Deserve to Be Celebrated
What does a compliance officer do at a bank? In this blog, we explain what they do along with 10 reasons why they deserve to be celebrated.
8 Red Flags Indicating Potential Fair Lending Risk
When assessing Fair Lending risk, it’s not just what your FI is doing, but what it’s not doing. These 8 red flags may indicate potential Fair Lending risk.
Poor HMDA Data Collection Costs Bank $12 Million
You know you need to collect HMDA data. But how many Code 2s and Code 3s can you report in a LAR? Read more to find out.
Best Practices for Out-of-State Mortgage Lending
State regulations for mortgage lenders are constantly evolving. Discover what you need to do as you expand your lending.
Ask the Examiner: Your Exam Questions Answered by a Former OCC Examiner
Two former OCC examiners answered banker questions about how to prepare for exams, stay on the good side of examiners and overcome common exam challenges.
November 2023 Regulatory Update: CRA, the CFPB and the Latest on Climate Risk
Here are the latest compliance news, insights, and enforcement actions of November from the regulatory compliance expert team of Ncontracts.
Community Reinvestment Act (CRA) Final Rule: Preparing Your Bank for CRA Modernization
The Agencies have issued their final rule for CRA modernization. What does your bank need to do to prepare for these changes?
2023 Regulatory Enforcement Actions
A recap of enforcement actions in 2023 including deceptive banking practices, third-party oversight, redlining, BSA/AML, credit concerns and other issues
October 2023 Regulatory Update: CFPB news, cannabis banking, more fair lending litigation, and a few final rules
Get the latest regulatory compliance news, updates, and insights from Ncontracts. News about the CFPB, fair lending litigation, and final rules you can’t a…
3 Things Compliance Officers Should Do to Prepare for an Exam
We'll share 3 actions the best compliance officers take, and 6 steps for Fair Lending exam prep. If you have an upcoming exam, you need to read this.
Can ChatGPT Help Your Compliance Department? Not Yet.
From inaccuracies to straight-up misinformation, ChatGPT can lead your compliance department astray.
Credit Unions: Get Exam-Ready for 2023 with Top Takeaways from NCUA’s Supervisory Priorities
Find out where the NCUA will focus its 2023 credit union exams and how to prepare for them.
What is Knowledge as a Service (KaaS)?
KaaS solutions combine technology, data & expertise to make banks, credit unions, mortgage companies and fintechs smarter and more efficient
M&A: Getting a Handle on Risk and Compliance During the Acquisition Process
Whether your institution is looking to acquire or be acquired, it’s important to have a good handle on risk and compliance.
Lending Compliance Q&A for Lenders
Lenders are focused on bringing in and closing loans, but they are also responsible for compliance. Here are some Q&As to help stay focused and compliant.
Compliance: Cost Saver or Cost Center
As financial institutions look to rein in costs to compete effectively in today’s economic environment, one critical area where they must be extremely...
Quiz: What Type of Compliance Officer Are You? (Stranger Things Edition)
Which character from Netflix’s hit show Stranger Things best represents your style of compliance management?
FDIC to Banks Considering Crypto: Ask for Permission, Not Forgiveness
Risk management is essential to crypto innovation at banks and credit unions.
Is Your FI Complying with Fair Lending Laws? - Leverage Analytics
Is your financial institution complying with Fair Lending laws? It’s a deceptively simple question with a complicated answer.
3 Ways to Keep Your Compliance Team Happy
The best compliance personnel are in high demand, making it more important than ever to keep your compliance team happy.
15% of Credit Unions Have Consumer Compliance Violations. Are You One of Them?
Weak compliance management systems causing credit union consumer compliance violations