Due Diligence 101: Are On-Site Visits Required?
Let’s start with guidance on the subject. There is very little guidance requiring on-site due diligence. It’s peppered with words like “may” or...
Creating Value with A Culture of Risk Management
Many bankers think the concept of a “risk management culture” is thought exercise. It’s the kind of psychobabble that takes up time that could be dedicate
Your Complete Guide to the ABA Regulatory Compliance Conference in New Orleans
Here is everything you need to know to prepare for the American Bankers Association Regulatory Compliance Conference from June 9-12 in New Orleans!
GAO Grades Regulatory Agencies on Risk Management Supervision
The board will consider whether there are specific factors Federal Reserve staff should consider when escalating supervisory concerns.
Wishing for More Regulatory Tailoring? You’ll Love Risk Management
In a world where bankers feel overwhelmed and disadvantaged by a seemingly one-size-fits-all regulatory environment, there remains one place where a fina
5 Free Compliance Resources to Download and Share
Get 5 valuable, free, compliance resources to download and share with your colleagues, including a brand-new Fair Lending training module!
Brokered Deposits & Vendor Management
As the industry pushes for more flexibility to make it easier to work with deposit brokers, bankers can help make their case with strong vendor management.
We Listen So You Don’t Have To: FDIC’s Crisis & Response Podcast
What went down during the financial and banking crises, and what did the FDIC learn from it? The FDIC has released a 7-part podcast.
Do Small Institutions Need Risk Management?
Risk management isn’t just for large institutions. The case can be made that it’s even more important for smaller FIs to address risk management.
How To Prepare for the Public HMDA Data Release Next Month
More HMDA data will be publicly released in May 2019. This data has more depth and may spark additional Fair Lending scrutiny. Learn how to prepare today!
Embezzlement in La La Land: How a TV Studio Credit Union CEO Stole $40 Million Over 20 Years
Would you believe a story where the villain steals over $40 million from a FI that only had $21 million in assets? The truth is stranger than fiction.
Game of Thrones: Risk Assessing The Iron Bank
Game of Thrones has returned for its final season! In honor of the ending of this series, let’s identify the biggest risks facing The Iron Bank of Braavos.
Are You Making This Common Vendor Management Mistake Observed by the FDIC?
FIs aren’t doing enough to ensure their contracts with third-party vendors sufficiently address business continuity and incident response.
7 Most Confusing Areas of Compliance for Compliance Pros
Learn the essentials of 7 of the most complex areas of regulatory compliance - including UDAAP, Community Development, and REMAs...
3 Tips for Avoiding an Equifax-Style Breach
When one of the nation’s largest credit reporting companies reports a breach involving the private financial data of over 145 million Americans, people
Why Vendor Cyber Monitoring Matters
No matter how strong a financial institution’s own cyber defenses are, it’s really only as strong as its weakest vendor.
How HMDA Plus Data is Changing Fair Lending Analytics
Since the Final HMDA Rule was released in 2015, the banking sector has undergone dramatic changes. In this article, you’ll learn how the extended...
The Future of Finance: 5 Banking Trends to Watch
We’re highlighting 5 new banking trends that we believe will shape the future of banking and finance sectors.
Risk Management: Knowing When It’s Time to Start Again
How can you tell if a risk management program needs to be totally reinvented? The benefits of a complete overhaul can often outweigh the inconvenience.
How to Discover Vendor Cybersecurity Flaws Before Data Thieves Exploit Them
How do you know if a cybersecurity rating is covering all the bases? Make sure it monitors these key areas...
GAO & OCC Disagree Over Risk Management
Have you felt like an examiner, auditor, or other reviewer just didn’t get you, your bank, or a program/business line? The OCC can relate.
Everything You Need to Know about the TRUPOINT & Ncontracts Partnership
TRUPOINT Partners has joined the Ncontracts family! As we share this exciting news, we know you may have some questions. In this post, we'll address...
3 Tips for Avoiding UDAAP Violations
If you've ever wondered how to avoid unfair, deceptive, or abusive acts or practices, this post is for you! You'll see three great tips to help you...
Is the Absence of Risk Stunting the Next Generation of Risk Managers?
If we don’t give children the opportunity to encounter reasonable, relatively low-stakes risk, how will they be prepared for risk at the enterprise level?
UDAAP Compliance: Defining Unfair, Deceptive, & Abusive Acts and Practices
Get clear definitions for each of the key terms involved in UDAAP compliance, including how to define unfair, deceptive, and abusive acts and practices!
Celebrating Abraham Lincoln's Banking Legacy: A Podcast
In honor of Abraham Lincoln's birthday and President's Day, enjoy this podcast from ABA Banking Journal celebrating Lincoln's banking impact...
Training Risk Management Heroes, Part 1: Banking on the Frontline
Frontline staff at FIs are trained to protect both the institution and its customers by identifying fishy transactions, but staff are capable of going
5 Reasons to Love Your HMDA Data & Analysis!
In the spirit of Valentine's Day, ere are five real reasons to love your HMDA data in 2019, and how you can analyze it for success! Don't miss out.
The Bad Guys Keep Getting Smarter. Let’s Hope Financial Institutions and Vendors Can Keep Pace.
Cyber criminals are growing increasingly clever.Just consider what happened to Tampa Bay Credit Union recently...
How to Tell if a Loan Qualifies as a CRA Small Business Loan
In this blog post, you'll learn the definition of a CRA small business loan, what is reportable, and how to figure out if your loans qualify. You'll also..