Fair Lending Analysis: 3 Methods for Determining Borrower Race & Ethnicity
When examiners look at your loan portfolio for fair lending, they want to see how your financial institution performed across different races and...
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10 Steps to a Pain-Free Vendor Management Process
The directive came from on high: You are responsible for your institution’s vendor management process. But where to begin?
Why You Need to Assess the Risk of Russian Sanctions on Your Institution
Whether or not your institution does business in Russia, sanctions can impact your institution. Be prepared.
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Are New Employees Your Biggest BCP Risk?
BCPs identify individuals with specific roles and responsibilities. It also has contact information and contact trees to ensure strong communication even
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How a Company Intranet Can Help Create a Culture of Compliance and Mitigate Risk
A company intranet is a valuable tool to help a financial institution's employees adopt the mindset of compliance and risk management
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3 Areas Successful Community Banks Are Investing in Tech Today
Talent attraction and retention, fintech partnerships and ERM are top investments for forward-looking community banks
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Don't Risk a Broken Heart: Risk Assessing Valentine's Day Gifts
Love is in the air and grocery stores are filled with heart-shaped boxes of chocolates. It must be Valentine’s Day. For many, this is a holiday
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4 Key Stages of Your HMDA Data's Yearly Lifecycle
All HMDA data goes through four key phases in its yearly lifecycle. Learn what those phases are, and best practice strategies to help...
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3 Reasons to Invest in an Employee Intranet
3 reasons to invest in an employee Intranet
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What Is Appraisal Bias and How Can My Financial Institution Avoid It?
7 best practices to avoid discriminatory appraisals—and the risk of litigation and regulatory trouble that comes with them
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52 HMDA Filing Questions Answered by Compliance Experts
Our compliance experts answer questions about HMDA filing for your financial institution.
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What Does the New Illinois CRA Law Mean for Mortgage Companies & Credit Unions?
FAQ for Illinois state CRA law and top tips for CRA compliance
Lessons Learned from an $8 Million BSA Civil Money Penalty
Failing to include all four pillars of a strong BSA/AML compliance program is an expensive risk management mistake
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Board Members: Keep an Eye on Internal Controls
Conflicts of interest can lead to financial problems if board members don’t pay attention to risk management
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What Will You do if Your Compliance Officer Quits Tomorrow?
Shield your institution’s regulatory compliance hiring from the Great Resignation with compliance management that doesn’t quit.
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Regulatory Brief for December 2021: Recapping the Year and Preparing for 2022
Overdraft fees, lending compliance, and data security are on the agencies’ radars for 2022
How Will the New Cyber Incident Notification Rule Affect Your FI? 4 Steps to Update Your Institution’s Incident Response Plan
FDIC, Fed & OCC rule on cybersecurity computer incidents requires notification within 36 hours
The Top 10 Fair Lending Blog Posts of 2021
HMDA, redlining, CRA and other fair lending risks for banks, credit unions, mortgage companies and fintechs.
Helping Santa Save the Day with Business Continuity Management Best Practices
Rudolph the Red-Nosed Reindeer is a story about how our differences can be our strengths—but it’s also about business continuity management best practices.
Is Your Commercial Lending Department Complying with Fair Lending Laws?
Self-evaluating commercial lending fair lending risk at banks and credit unions before Section 1071 implementation
6 Steps for Complying with the FedLine Solutions Security and Resiliency Assurance Program (Plus a Bonus Tip!)
Wondering where to start with Fedline risk assessment? Risk assessment templates are built into Nrisk
UDAAP: Not Just a Fair Lending Issue
Make sure your financial institution is assessing and mitigating UDAAP risk
Regulatory News You Can Use: COVID-Related Regulations & Why Mortgage Companies Need to Start Worrying About CRA
Regulatory change management news updates for credit unions, banks, and mortgage companies for November 2021
4 Reasons to Get Risk Management Software that is Designed for Financial Institutions
The best risk management solutions for credit unions, banks, and mortgage companies are designed for financial institutions, one-size-fits-all...
Connecting the Dots Between Strategy, Mission & Risk
Risk management and strategic planning should support a financial institution’s mission, vision, and values.
3 Steps to Develop a Community Reinvestment Act (CRA) Complaint Management Program
How to make sure your community bank is catching CRA complaints suggesting evidence of redlining or other discriminatory practices
Let’s Talk Turkey: Thanksgiving Day Risk Management
A humorous look at risk mitigation strategies for Thanksgiving dinner disasters
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Ncontracts Acquires OnSemble Software from Passageways, Inc.
Ncontracts expands its comprehensive software that automates the development and updating of employee intranets for the financial services industry.
What Will Examiners Look for in 2022? OCC Releases Supervisory Priorities
Strategic and operational planning are key to risk management in 2022.
How Many Vendors Should Your Financial Institution Have?
The number of bank, credit union, and mortgage broker third-party vendors isn’t nearly as important as identifying them all.