Automated Front-End HMDA Data Integrity Review

Don't let HMDA compliance slow down operations

HMDA PreCheck was used in more than 4 million loan reviews last year.

Features Include:

• Ncontracts Geocoder – accurately match addresses with confidence scores that allow for minor data variations
• HMDA Review – analyze production for missing or incorrect data
  
• Rate Spread – calculate whether a loan is a Higher Priced Mortgage Loan (HPML)
  

Integrations

HMDA PreCheck is integrated with the following Loan Origination Systems, covering over 60% of today’s HMDA transactions.

Add Compliance EAGLE for more automated compliance reviews

The Compliance EAGLE platform offers access to HMDA PreCheck and 16 additional loan reviews, including:

• TILA/RESPA Integrated Disclosure (TRID) compliance
• Qualified Mortgage/Ability-to-Repay (QM/ATR)
• High Cost, Guaranteed Fee Tolerances and Transfer Tax services
• Truth in Lending Act (TILA)
• Real Estate Settlement Practices Act (RESPA) compliance on non-TRID loans, federal, state and
• Local consumer lending laws
• Home Ownership and Equity Protection Act (HOEPA)
• Office of Foreign Assets Control (OFAC)
• Social Security Number (SSN) checks, exclusionary lists
• NMLS License verifications, and more