7 Reg B Violations: Compare Your Fair Lending Compliance Program
The 7 most common Reg B (Fair Lending) violations as reported by the regulators. How does your program compare?
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CFPB Stands Firm on Fair Lending and Disparate Impact
CFPB says it will use all means to pursue lenders whose practices discriminate against consumers, including disparate impact.
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GFI's Fair Lending Lawsuit Underscores “Beware-the-Double-D” Warning
The Fair Lending lawsuit filed last week against GFI Mortgage Bankers is a reminder that Fair Lending compliance isn't just for banks.
Fair Lending Reviews Are Now Part of Every Compliance & CRA Exam
Examiners now conduct a fair-lending exam in conjunction with every compliance exam and CRA exam. Are you analyzing you risk?
Fair Lending Importance Underscored by Attorney General at Judiciary Hearing
Compliance officers who haven’t yet committed to a comprehensive fair-lending compliance program may want to consider the issue from the perspective of Ass…
How to Avoid the Pitfalls Hiding in Your HMDA Data
Here's 3 tips for how banks and lenders nationwide can avoid Fair Lending pitfalls.
A Timely Reminder Via the $25 Billion Mortgage Relief Settlement
After months of negotiation, the details on the $25 billion relief settlement are still not fully understood and will likely take weeks to gain clarity.
Bank Compliance Must Adjust Their Sails
TruPoint Partners is busy adjusting our corporate sails to capture the winds of change for the sole purpose of serving you better.
Please Respond Mr. Geithner
TruPoint Partners celebrates the fact that the Financial Services committee sees that community banks and credit unions are over-burdened and need relief.
Faring Well in Your Fair Lending Exam
Before any exam ever begins, your institution should conduct its own fair lending risk assessment.
Lending Disparity In Minority Neighborhoods Drives Data Analysis
Lending disparities will drive regulatory data analysis to evaluate Fair Lending compliance. Are you analyzing your data? You should be!
Fair Lending and Reverse Redlining... Can Banks Ever Win?
Prior to the mortgage crisis, regulators forced banks to market mortgages to poor minorities with weak credit. Now banks are being persecuted for those loa…
This is Every Community Bank Compliance Officer's Nightmare
The proposed bank merger between Hancock Holding Co. and Whitney Holding Corp. has been challenged on fair lending grounds.