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October 2023 Regulatory Update: CFPB news, cannabis banking, more fair lending litigation, and a few final rules

October 2023 Regulatory Update: CFPB news, cannabis banking, more fair lending litigation, and a few final rules

Get the latest regulatory compliance news, updates, and insights from Ncontracts. News about the CFPB, fair lending litigation, and final rules you can’t a…

Oct 4, 2023 4 min read
3 Things Compliance Officers Should Do to Prepare for an Exam

3 Things Compliance Officers Should Do to Prepare for an Exam

We'll share 3 actions the best compliance officers take, and 6 steps for Fair Lending exam prep. If you have an upcoming exam, you need to read this.

Sep 7, 2023 4 min read
What Banks Crossing $1 Billion in Assets Need to Know

What Banks Crossing $1 Billion in Assets Need to Know

Banks crossing the $1 billion threshold need to think about a lot more than FDICIA requirements. Risk management and internal controls should be on your ra…

Aug 31, 2023 5 min read
What Is Regulatory Change Management at Financial Institutions?

What Is Regulatory Change Management at Financial Institutions?

The six steps to an efficient, repeatable change management process at banks, credit unions, mortgage lenders, and fintechs

Jun 15, 2023 6 min read
What Is Compliance Risk Management?

What Is Compliance Risk Management?

Compliance risk management, especially when implemented with software, protects financial institutions from financial penalties and reputational risk

Apr 4, 2023 8 min read
Are You an Aggressive Risk Taker? The Answer Might Surprise You

Are You an Aggressive Risk Taker? The Answer Might Surprise You

Ignoring risk management is aggressively risky. If you don't engage in risk management, you don't know your financial institution's risk exposure.

Mar 28, 2023 4 min read
Can ChatGPT Help Your Compliance Department? Not Yet.

Can ChatGPT Help Your Compliance Department? Not Yet.

From inaccuracies to straight-up misinformation, ChatGPT can lead your compliance department astray.

Feb 28, 2023 5 min read
Regulatory Compliance in 2023: We Answer Your Top 5 Questions

Regulatory Compliance in 2023: We Answer Your Top 5 Questions

Regulatory compliance experts help you get exam ready and talk about the top 8 areas examiners will be looking at

Feb 2, 2023 4 min read
Credit Unions: Get Exam-Ready for 2023 with Top Takeaways from NCUA’s Supervisory Priorities

Credit Unions: Get Exam-Ready for 2023 with Top Takeaways from NCUA’s Supervisory Priorities

Find out where the NCUA will focus its 2023 credit union exams and how to prepare for them.

Jan 26, 2023 3 min read
What is Knowledge as a Service (KaaS)?

What is Knowledge as a Service (KaaS)?

KaaS solutions combine technology, data & expertise to make banks, credit unions, mortgage companies and fintechs smarter and more efficient

Jan 24, 2023 5 min read
Quiet Quitting & Employee Engagement: Can Technology Solve the Problem?

Quiet Quitting & Employee Engagement: Can Technology Solve the Problem?

5 ways to engage employees at banks, credit unions, mortgage companies and fintechs and the role virtual employee engagement platforms (VEEPs) can play

Jan 17, 2023 3 min read
FTX Fraud & Bankruptcy: What It Means for Your Financial Institution

FTX Fraud & Bankruptcy: What It Means for Your Financial Institution

The bankruptcy of FTX is a reminder of why due diligence is essential for 3rd party relationships and to pay attention to the OCC, FDIC, NCUA & Fed

Dec 27, 2022 5 min read
Regulatory Brief for November 2022: Flood Insurance, State Privacy & Cyber Regulations & the Latest with the CFPB

Regulatory Brief for November 2022: Flood Insurance, State Privacy & Cyber Regulations & the Latest with the CFPB

Regulatory experts & compliance attorney break down regulatory compliance news and updates for the financial services industry, including banks, credit uni…

Dec 13, 2022 2 min read
Are You Struggling to Keep Employees Engaged?

Are You Struggling to Keep Employees Engaged?

A Virtual Employee Engagement Platforms (VEEPs) built exclusively for the financial services industry can help reduce turnover, improve productivity, and l…

Dec 1, 2022 3 min read
How to Respond to 4 Common Technology Objections from Your Bank Board

How to Respond to 4 Common Technology Objections from Your Bank Board

Tired of your technology budget requests being shut down by the bank’s board? Here’s advice on how to overcome common board objections to technology invest…

Nov 22, 2022 4 min read
ERM 101: What’s Your FI’s Risk Appetite?

ERM 101: What’s Your FI’s Risk Appetite?

Enterprise risk management at financial institutions starts with a board-defined risk appetite

Nov 15, 2022 3 min read
M&A: Getting a Handle on Risk and Compliance During the Acquisition Process

M&A: Getting a Handle on Risk and Compliance During the Acquisition Process

Whether your institution is looking to acquire or be acquired, it’s important to have a good handle on risk and compliance.

Nov 10, 2022 4 min read
Regulatory Brief for October 2022: CFPB continues rulemaking while fending off legal challenges & regulators getting serious about “unfair” fees and expanding the Durbin amendment

Regulatory Brief for October 2022: CFPB continues rulemaking while fending off legal challenges & regulators getting serious about “unfair” fees and expanding the Durbin amendment

The latest regulatory news and updates from the CFPB, Federal Reserve, OCC, FDIC, NCUA and FFIEC.

Nov 8, 2022 2 min read
Lending Compliance Q&A for Lenders

Lending Compliance Q&A for Lenders

Lenders are focused on bringing in and closing loans, but they are also responsible for compliance. Here are some Q&As to help stay focused and compliant.

Nov 3, 2022 3 min read
Compliance Culture Gone Wrong: Ignoring Compliance Risk Results in CFPB UDAAP Violation in $191 Million Overdraft Case

Compliance Culture Gone Wrong: Ignoring Compliance Risk Results in CFPB UDAAP Violation in $191 Million Overdraft Case

Bank management ignoring an overdraft warning from compliance results in $191 million UDAAP violation by the CFPB.

Oct 27, 2022 2 min read
Creating a Company Culture Built on Connections

Creating a Company Culture Built on Connections

HR expert Cathy Guthrie joins the Ncast podcast to talk about how virtual employee engagement helps activate corporate culture while being used as a tool f…

Oct 18, 2022 2 min read
Training Enterprise Risk Management Heroes – Maximizing the Board & C-Suite

Training Enterprise Risk Management Heroes – Maximizing the Board & C-Suite

Understanding the role the board, CEO, CFO and Chief Risk Officer (CRO) play in Enterprise Risk Management (ERM) and why the C-suite needs to be proactive

Oct 12, 2022 5 min read
Regulatory Brief for September 2022: UDAAP lawsuit, data privacy, and a windfall for OCC-regulated banks

Regulatory Brief for September 2022: UDAAP lawsuit, data privacy, and a windfall for OCC-regulated banks

Regulatory change updates for banks, credit unions, mortgage companies and fintechs announced in September 2022

Oct 6, 2022 2 min read
5 Interview Questions You Should Ask Compliance Manager Candidates

5 Interview Questions You Should Ask Compliance Manager Candidates

It’s hard to find compliance talent (and it’s expensive). Here are 5 interview questions to ask when interviewing candidates for bank, credit union, mortga…

Oct 4, 2022 3 min read
TPRM 101: Top Third-Party Vendor Risks for Financial Institutions

TPRM 101: Top Third-Party Vendor Risks for Financial Institutions

A rundown of the biggest third-party vendor risks banks, credit unions, mortgage companies, and other financial institutions needs to know about

Oct 1, 2022 25 min read
Risk Management 101: Risk Assessments for Financial Institutions

Risk Management 101: Risk Assessments for Financial Institutions

A step-by-step guide through the risk assessment process for banks, credit unions, mortgage companies, with real-world risk assessment examples.

Sep 30, 2022 26 min read
Why Financial Institutions Need a Vendor Onboarding Process

Why Financial Institutions Need a Vendor Onboarding Process

Financial institutions shouldn’t have to reinvent their vendor management process every time there’s a request for a new vendor. Here are three reasons why…

Sep 29, 2022 3 min read
You Can’t Handle the Truth: Why Auditors Get a Bad Name When They Should Be Celebrated

You Can’t Handle the Truth: Why Auditors Get a Bad Name When They Should Be Celebrated

Financial institutions have a lot to gain from listening to their auditors.

Sep 27, 2022 3 min read
 Worried About Fraud Risk? 3 Key Issues When Updating Fraud Risk Assessments

 Worried About Fraud Risk? 3 Key Issues When Updating Fraud Risk Assessments

Fraud risk is on the rise at banks, credit unions, mortgage companies & fintechs. Make sure your financial institution has updated its fraud risk assessmen…

Sep 22, 2022 3 min read
What Is A Compliance Management System And Why Your Financial Institution Needs One

What Is A Compliance Management System And Why Your Financial Institution Needs One

Read on to discover what a compliance management system is — and why your FI needs one.

Sep 20, 2022 14 min read