<img src="https://ws.zoominfo.com/pixel/pIUYSip8PKsGpxhxzC1V" width="1" height="1" style="display: none;">

Automated Front-End HMDA Data Integrity Review

Instant HMDA™ is a loan-level review that detects missing HMDA data and errors while a loan is in-process.

Improve data integrity inside your loan origination system

  • Detect over 200 regulatory and data integrity errors in real-time
  • Reduce your compliance burden on loan sales to GSE's and investors
  • Prevent errors from becoming systemic by running the review at different stages in your workflow
SEE THE SOFTWARE
policy format brand colors-01

Don't let HMDA compliance slow down operations

Instant HMDA was used in more than 4 million loan reviews last year.

Instant HMDA_Final
software dev screen branded

Features Include:

  • Instant Geocoder – accurately match addresses with confidence scores that allow for minor data variations
  • HMDA Review – analyze production for missing or incorrect data
  • Rate Spread – calculate whether a loan is a Higher Priced Mortgage Loan (HPML)


Integrations

Instant HMDA is integrated with the following Loan Origination Systems, covering over 60% of today’s HMDA transactions.

black-night-logo_9
Encompass-640
point
path
Byte_Software_Logo_07_19_17
dd9fbf16-65d0-40d5-a876-198feb954b5d
ml-mortgage-grey
186525995-01
7cpIt
570909290
RemoteLender-Logo-2048x950

Add Compliance EAGLE for more automated compliance reviews

The Compliance EAGLE platform offers access to Instant HMDA and 16 additional loan reviews, including:

  • TILA/RESPA Integrated Disclosure (TRID) compliance
  • Qualified Mortgage/Ability-to-Repay (QM/ATR)
  • High Cost, Guaranteed Fee Tolerances and Transfer Tax services
  • Truth in Lending Act (TILA)
  • Real Estate Settlement Practices Act (RESPA) compliance on non-TRID loans, federal, state and
  • Local consumer lending laws
  • Home Ownership and Equity Protection Act (HOEPA)
  • Office of Foreign Assets Control (OFAC)
  • Social Security Number (SSN) checks, exclusionary lists
  • NMLS License verifications, and more
juggler
LEARN MORE
Want to see more?

Request a Demo

See the following features in action:

  • Automatically detect over 200 regulatory and data integrity errors
  • Verify every CFPB HMDA validity and quality error at the point-of-contact
  • Reduce your compliance burden and data errors on loan sales to GSE's and investors