<img src="https://ws.zoominfo.com/pixel/pIUYSip8PKsGpxhxzC1V" width="1" height="1" style="display: none;">

Proactive fair lending risk management

Use data-driven insights to identify, analyze, and better understand your HMDA and consumer fair lending risk.
Easily perform matched pair analysis
Automated matched pair testing enables you to select custom control vs. target settings and establish credit or pricing tolerances to identify similar or better situated applicants with different outcomes in underwriting and pricing.
  • Compare loan details of matched pairs side-by-side
  • Add notes with timestamps to records without leaving the matched pairs screen
  • Access individual loan files from results
Leverage market data for a complete view of your risk

Analyze the demographics of your assessment areas and lending markets to better understand risks associated with population, housing, and economic factors.

  • Compare your data to peers to identify credit needs and competitive concerns
  • Select whether to use self-identified peers, 50-200% of your lending activity or all peers
  • Identify the number of loans needed to achieve parity with peers for specific demographic groups

Map your lending activity

  • Software installation and configuration: Enables rapid implementation customized to your FI’s needs
  • Product enhancements and updates: Help you stay current with compliance requirements.
  • Ongoing support and training: Unlimited training includes help desk options and knowledge base with 100+ training videos

Trusted by thousands of financial institutions across the country

extraco logo-first-security-bank-1 logo-valliance-bank-1 tinker ml-mortgage-grey

Explore our comprehensive, customized compliance management services!


personalized demo

Speak with a team of experts today

Get Started >
What is a Compliance Management System & Why Does Your FI Need One?
Regulatory agencies have been emphasizing the importance of a strong and effective compliance management system, but with so much variability in programs, how can your financial institution develop a system that will best support its needs? This whitepaper will walk you through the basics while offering practical advice on how to ensure your CMS supports your strategic goals.