Faring Well in Your Fair Lending Exam
Before any exam ever begins, your institution should conduct its own fair lending risk assessment.
Lending Disparity In Minority Neighborhoods Drives Data Analysis
Lending disparities will drive regulatory data analysis to evaluate Fair Lending compliance. Are you analyzing your data? You should be!
Fair Lending and Reverse Redlining... Can Banks Ever Win?
Prior to the mortgage crisis, regulators forced banks to market mortgages to poor minorities with weak credit. Now banks are being persecuted for those loa…
This is Every Community Bank Compliance Officer's Nightmare
The proposed bank merger between Hancock Holding Co. and Whitney Holding Corp. has been challenged on fair lending grounds.
The Reality of the Consumer Compliance Quandary
Bank compliance officers are in a quandary. Many of them report that they know regulatory change is coming and they realize the need to be prepared, but it…
Here We Go Again...FHA Commissioner Warns the Mortgage Industry About Fair Lending Compliance
FHA Commissioner condemned the industry because some bankers refuse to participate in gov. programs to refinance borrowers who are upside-down on their mor…
The Regulators are on the Fair Lending Warpath
Examiners are paying more attention to lending compliance issues, such as fair lending, CRA, and HMDA than at any time in the recent past.
Your Trusted Source for Breaking Compliance Information
TRUPOINT Partners' blog keeps compliance officers and senior bankers in touch with the latest regulatory changes.