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CRA Compliance Management Software

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HDMA

A clear picture of your CRA performance.

The Community Reinvestment Act (CRA) was instituted to ensure that banks were serving customers throughout the community, including low- and moderate-income neighborhoods. Meeting this obligation is a key part of serving your community and improving your overall compliance profile. Ncommunity enables you to measure and manage your organization’s CRA performance to ensure you are staying compliant.

Download Overview Sheet

  

With Ncommunity, you can:


Assess

Determine, understand, and assess key metrics such as in/out ratio of area lending, small business, small farm, or loan-to-deposit ratio, and their significance to CRA compliance management.

 

Compliance Management
Learn

Stay current with the changing demographics of your assessment area and analyze focal points that may draw regulator attention, as well as areas of excellence.

 

Business Continuity Management
Report

Empower your lending and marketing teams with pre-defined dashboards and reports broken out into the primary areas of CRA risk: facilities, in-out ratio, tract income, tract minority, loan type, applicant income, mapping, and census tracts.

Fair Lending Compliance
Talk To An Expert

Our team is ready and willing to help you figure out if this solution meets your needs. Request a demo and an expert will call you.

Audit Management

Community Reinvestment Act Resources

GUIDE

Guide to the Community Reinvestment Act

DOWNLOAD
BLOG

How to Tell if a Loan Qualifies as a CRA Small Business Loan

READ
BLOG

OCC Releases Final CRA Modernization Rule: What You Need to Know

READ

Key features

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Monthly, quarterly, semiannual, and annual reporting capabilities

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Reinvestment ratio

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Ability to update assessment areas

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Clear risk identification

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Guided reviews with an analyst

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Advanced filtering

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Preparation for regulator questions

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Expert Support