CRA Compliance Management Software

A clear picture of your CRA performance.

The Community Reinvestment Act (CRA) was instituted to ensure that banks were serving customers throughout the community, including low- and moderate-income neighborhoods. Meeting this obligation is a key part of serving your community and improving your overall compliance profile. Ncommunity enables you to measure and manage your organization’s CRA performance to ensure you are staying compliant.

With Ncommunity, you can:

Assess

Determine, understand, and assess key metrics such as in/out ratio of area lending, small business, small farm, or loan-to-deposit ratio, and their significance to CRA compliance management.

Learn

Stay current with the changing demographics of your assessment area and analyze focal points that may draw regulator attention, as well as areas of excellence.

Report

Empower your lending and marketing teams with pre-defined dashboards and reports broken out into the primary areas of CRA risk: facilities, in-out ratio, tract income, tract minority, loan type, applicant income, mapping, and census tracts.