As federal priorities shift and enforcement activity cools, it’s easy to think fair lending pressure is easing. But a quieter environment doesn’t remove expectations — it simply changes how institutions should approach risk, documentation, and governance. This session clarifies what “deregulation” really means today and how to stay proactive, consistent, and exam-ready.
We’ll discuss how to sustain a strong fair lending program without overbuilding it, interpret evolving supervisory signals, and avoid reputational, legal, and portfolio-level pitfalls.
You’ll learn:
- How shifting enforcement priorities affect day-to-day fair lending operations
- What examiners still expect — despite a perceived deregulatory climate
- Practical steps to right-size monitoring, testing, and documentation
- How to use loan data to evaluate competitive positioning and uncover market opportunities
- Ways to translate fair lending analysis into actionable business intelligence
- Key emerging risks across markets, credit models, and digital channels
- How to maintain a defensible program that supports innovation and growth
