ABC's of Commercial and Business Lending Regulations

Commercial and business lending comes with complex regulatory requirements spanning fair lending, collateral protection, AML compliance, and safety and soundness. Missing any compliance obligation can result in enforcement actions, civil penalties, and reputational damage.

This guide breaks down the essential regulations that apply to commercial and business lending — helping you understand what's required, who's covered, and why each regulation matters to your institution's compliance program.

In this guide, you'll find:

• Consumer protection requirements that extend to commercial lending, including ECOA, Section 1071, HMDA, TILA, and SCRA
• Safety and soundness regulations covering flood determinations, appraisal requirements, AML/CFT/OFAC, SBA lending, insider transactions, and member business loans
• Clear breakdowns of each regulation's purpose, applicability, key compliance areas, and potential consequences
• Actionable insights to help you identify gaps and strengthen your commercial lending compliance framework

Download the ABCs of Commercial and Business Lending Regulations to help your institution understand and align with regulatory expectations.